About Erac UK Finance Ltd.

Erac Uk Finance Limited with company number 02951454, is a financial management that provides financial services across the globe with Nature of Business (SIC) 70221 –We provide flexible primary financing solutions and engage in secondary market investing across the capital structure. Trade Finance, Commercial Loans, Investment Loans, Monetization, Oil and Gas Loans, etc.

MONETIZATION
Whatever bank instruments you have, we can provide our Monetization Services.

Bank Instrument Monetization is a low-cost, low-risk method of trade finance that monetizes inactive financial instruments by converting them into cash or cash equivalent by liquidating the instruments. We offer monetization of Bank Instruments from top-rated banks and non-rated banks. LTV is normally 70 to 80% or depending on the issuing bank. Standard Swift B to B procedure MT760.
What is Monetization? Monetization is, broadly speaking, the process of converting something into money. The term has a broad range of uses. In banking, the term refers to the process of converting or establishing something into legal tender. The action or process of earning revenue from an asset, business, etc.

BANK GUARANTEE MONETIZATION
Monetizing a bank guarantee means raising finance or a credit line against it. If you have a Bank Guarantee (BG), you will be able to monetize it. For bank guarantee monetization and to raise finance against it, it’s paramount that the bank guarantee has been specifically formulated to raise finance. Monetizing the Bank Guarantee liquidates the bank guarantee and uses it as reinforcement for cash. Almost any bank guarantee all over the world can be used to fund a project and it can be a leased or owned Bank guarantee which must be from rated banks.

87%

Successful
Applications

94%

Return On
Investment

100%

Completely
Secure

Any Questions?

When you consider that any kind of trade requires that both goods and money change hands — often on a global scale — complicated questions start to arise, especially when parties haven’t worked together before. For example, what if an importer pays an exporter, but the exporter never sends the goods? What if the exporter sends goods to an importer in good faith and the importer doesn’t pay? In any trading deal, both parties want to protect themselves against the parties they are trading with not paying or supplying the promised goods. Protection against damages, poor quality, late payments, and theft is also critical. To break what would otherwise be an impasse, lenders offer trade finance — this is often possible through various financial arrangements.
Businesses need funding to grow. Whether it’s investing in equipment, tools, or staff, it’s important to have access to cash. Business investment loans offer a competitive interest rate and flexible access to your funds. This type of lending is for business people who need the agility to grow their business and take advantage of investment opportunities as they arise.

A profitable business can benefit from acquiring a loan. Often the thought is a loan is needed only when profits are down, but increasing access to working capital can be a key factor in growing a business. The Small Business Finance Markets Report 2020/21 showed many small businesses were profitable but experienced financial challenges and often used personal capital to bridge the gap. Using an alternative lender can help increase the chance of getting the funding a business wants and unlock the opportunity to grow.

Explore collaborative opportunities with us joint venture options.